Advantages of U.S. Life Insurance Products

  • Lower Annual Costs for exact same coverage.
  • More Carrier and Product Availability
  • Death Claims will be paid out.
  • Policies can not be rescinded after 2-years.
  • Larger Capacity. I.e.: U.S. carriers can and will issue policies in excess of $7.5-million.
  • U.S. dollar is considered safe and more stable- both politically and economically
  • Privacy and confidentiality concerns
  • Acts as a specific tax advantaged asset
  • Provides asset diversification within any investment portfolio.
  • Non-U.S. citizens can constructively own a U.S. policy without U.S. Estate Tax inclusion and obtain tax free cash value accumulation, tax free loans, and tax free death benefit.